What is included in the cover

Event cancellation cover guarantees protection should you be unable to take advantage of your event ticket or hospitality package as a result of the following:

• Accident, injury or sickness
• Death within 30 days of the event, including members of your immediate family
• Travel delay beyond your reasonable control
• Jury service
• Strikes, riots, civil commotion, martial law
• Restricted access to the venue due to flood, fire, explosion or public health and safety considerations
• Adverse weather conditions which prevent you from reaching the venue
• Damage to home or place of business which prevents you from attending Inability to attend a re-scheduled event due to a prior engagement
• Cancellation, abandonment, postponement or relocation of an event
• Being called away for Military Service

Please note that the points mentioned above are provided as a summary only. Full terms and conditions applying to each are clearly outlined in the here (link to https://sportandmusic.co.uk/event-insurance).

An extended cover option is available for tennis and cricket events guaranteeing protection against inclement weather conditions on the day resulting in:

• Less than 10 overs play at a 20/20 cricket sporting event
• Less than 15 overs play at Test or one Day cricket sporting event
• Less than 2 hours play at a Tennis event

Attendees are NOT covered in the event of the following:

• Contractual disputes / breaches between parties
• Inappropriate behaviour by the Insured which may increase the risk of a loss
• The insured’s failure to comply with the law
• Fraud, misrepresentation or concealment
• Threat of or actual hostilities / warfare / war, etc
• Financial failure / default by any party
• Lack of or inadequate receipts or sales for the Event
• Fluctuations in currency
• Damage resulting from radioactivity Intervention from customs/local/public authorities & government
• Pollution or contamination
• Failure to seek appropriate medical intervention
• Death or injury deemed to be self inflicted
• Non appearance of any participant
• Loss arising from influenza or other communicable diseases deemed to be epidemic or pandemic Incidents involving biological or chemical materials
• Loss of / no play due to adverse weather conditions
• Attending a music concert where the performing area is not enclosed within a roof and three sides
• A claim in excess of the limit stated in the schedule
• Any loss or damage taking place prior to the insured being in the country where the event is to take place.

COVID-19 (Coronavirus) FAQ

What is covered for tickets purchased after 1st January 2021?

• Confirmed infection resulting in the Ticket Holder(s) inability to attend the Event if the Event has not been Cancelled
• Death of the Ticket Holder(s) or a Dependant from the virus
• The Ticket Holder(s) have been ordered to self-isolate by a government department or a health service provider (evidence must be provided)
• The inability of the Ticket Holder(s) to attend an Event due to a government-mandated travel ban in your home region/country being implemented after you purchased the ticket(s) preventing the Ticket Holder(s) attending the Venue.

What is not covered?

• The fear of attending an Event due to any perceived fear of contracting the virus
• Self-isolation which has not been ordered by a government department or a health service provider
• Refunds for an Event cancelled by the Venue or ticket Seller
• Tickets purchased before the 1st January 2021

Please note that the points mentioned above are provided as a summary only. Full terms and conditions applying to each are clearly outlined here (link to https://sportandmusic.co.uk/event-insurance).